Credit Quality Associate

Summary

Sagicor Bank Jamaica Limited is seeking a suitable candidate to join our Credit Risk team in the capacity of: Credit Quality Associate Conduct Post Loan Reviews for the Retail Banking Portfolio while ensuring that the origination, adjudication and management is in accordance with Credit Policies and Procedures.

Responsibilities

• • Review the Credit Underwriting practices of the loans disbursed and ensure that approval is granted within established credit policy guidelines, procedures and statutory regulations.
• • Report findings objectively and make appropriate recommendations for corrective actions and/or improvements to resolve gaps and mitigate risk.
• • Provide immediate feedback to Lenders/Branch Managers on adversely rated findings.
• • Make recommendations on generally accepted Banking Practices to enhance efficiency.
• • Update incoming files log with the records of all files requested, received, reviewed, and dispatched.
• • Verify data for retail banking credit applications submitted for adjudication in compliance with standards, policies and guidelines for Total Single Name Exposures (TSNE).
• • Ensure that the service level agreements are maintained.
• • Perform other job-related duties assigned from time to time.

Required Skills

• • Credit Risk Management training would be an asset.
• • Strong sense of confidentiality, impartiality, and objectivity.
• • Effective oral and written communication skills.
• • High level of professionalism and ethical standards.
• • High level of enthusiasm – proactive and self-disciplined.
• • Proficiency in the use of banking technology and Microsoft Office Suite.

Qualifications

• • Bachelor’s degree in Banking, Business Administration, or equivalent qualification from a recognized tertiary institution.
• • Minimum of two (2) years’ working experience in banking or other financial institution, with experience in credit risk management, lending, or similar discipline.

Additional Information and Instructions

📋 How to Apply: 🔹 If this role is of interest to you, kindly submit an application via Sagicor's career portal no later than December 13, 2024. 🙏 We appreciate all applications; however, only shortlisted candidates will be contacted.

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